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Should I Replace My Roof After Hail?

Hail on a Roof

Should I replace my roof after hail?

Spring often hits Texas hard, usually in the form of thunderstorms. Those thunderstorms, in turn, sometimes drop hail, and that hail slams into roofs. Roof hail damage can be minor, requiring just minor repairs or severe enough you may need to replace your roof. When hail hammers your roof, as soon as you can after the storm, go outside and look at the roof. If you see damaged shingles, flashing or fixtures, you’ll want to call out a roofing professional. 

A roofing professional, like those at Professional Roofing Systems, will inspect the damage, and determine its severity. A trusted roofer will tell you honestly whether or not the roof needs to be replaced. Normally, a few dinged shingles, or a few dents in your flashing can be repaired, but if you have large holes or major leaks, replacement will be necessary. 

After you’ve had the damage verified by an insurance adjuster, and you’re ready for roof hail damage repairs in League City, TX, the reliable professionals at Professional Roofing Systems will get your roof repaired fast and effectively. We offer a full range of residential roofing solutions. Find out how we can help you or schedule a service appointment by calling (281) 338-7663.

What does hail damage look like on your roof?

After a hailstorm you want to take a look at your roof to see if the hail has damaged it. What, exactly, will you be looking for? Unless you’re an experienced roofer, or the damage is immediately obvious—holes, broken shingles, big dents—it can be hard to spot hail damage. 

Look for the following signs to spot hail damage:

  • Check metal areas like flashing or vents for dents.
  • Climb on the roof and look for dents on the ridge cap.
  • Examine the shingles for damage such as missing granules or circular cracks.
  • Feel the shingles for soft spots or bruising. 

If you notice any of these signs of roof hail damage, call a roofing contractor like Professional Roofing Systems to inspect the roof. We’ll verify the damage and provide you with a report and other documentation you can submit with your insurance claim. We’ll even meet with your adjuster to verify damage.

Hail damage roof repair scams

Most roofing contractors are honest. They’ll give you honest estimates about repairs or replacement. But, storms especially often bring out fly-by-night, storm-chasing roofers ready to bilk you of as much money as possible, while providing terrible service. These scammers can be even worse when it comes to roof hail damage.

You can recognize scammers after storms. They’ll usually go door-to-door and pass out leaflets and offer to repair or replace roofs, even if the roof is not damaged. Often these roofers will offer discounts, or make low starting bids on repairs. If you accept their repair bid, they’ll begin work, and the prices often creep up because of unforeseen circumstances and increased material costs. 

Some of these roofers will see damage in spots where there really is no damage, or the damage level is inflated, and upon inspection, will come up with a grim diagnosis. Usually this means the whole roof needs to be replaced. Even worse are the roofers who submit lower invoices to the homeowner, but a bigger invoice to an insurance company. They are committing fraud and could cause you serious trouble. Never trust a contractor that makes an offer to pay your deductible or makes a claim they can over-bill the insurance company.

How much does it cost to get hail damage repaired?

Any roof hail damage repair cost will vary. The cost will depend on how much work needs to be done. It will cost less to repair a section of the roof, for instance, than it will to replace the whole roof. A few repairs might just cost a few hundred dollars, about $400 to $700 per 100-foot square, while a full roof replacement could cost anywhere between $5,000 to $20,000 or more. The types of roofing materials will affect the cost. Replacing asphalt shingles, for instance, will cost much less than tiles.

How much does insurance pay for hail damage on roof?

When you submit a hail damage roof repair insurance claim, the amount the insurance company pays out will vary. They’ll base their payout on a variety of factors, including the type of damage that’s occurred. If they estimate the damage doesn’t meet your deductible, your claim may be denied and no check will be cut. They’ll base much of their determination on their adjuster’s documentation. When you file a roof hail damage claim, an adjuster will come out and inspect the roof and assess the damage. This is why you want to hire a trusted roofer to come out and inspect the roof before you file a claim. The roofer can determine the extent of the damage, document it, and provide you with a report and estimate you can file with your claim. You also want to gather as much documentation as possible. You want to take photos, for instance, and if you were out of town, you may want to gather news reports about the storm to verify hail occurred. 

How long do you have to report hail damage to your roof?

Normally, for roof hail damage, you have one year from the time you discovered the damage to submit a claim. Although, you have this time frame, the sooner you file a claim after your roof has been damaged, the better.

A Roof Shingle Damaged by Hail

Hail damage roof repair near me

If you have roof hail damage in League City, TX, or suspect you have damage, the trusted professionals to rely on for repairs or replacement are the team at Professional Roofing Systems. We can inspect your roof and will make fast, effective repairs. Schedule our services by calling (281) 338-7663.

Is a leaking roof an emergency?

damaged roof with torn shingles, creating the conditions of a leak

What damage can a leaking roof cause?

When a roof is leaking, it is never a good thing, and when you have a leaking roof in winter weather, it makes a lot worse. Not only is it cold and wet outside, but you a leaking roof can’t find source inside the house, so you must climb up on the roof outside. How much worse can it get? Perhaps not realizing you had a leaking roof and mold is found later could be worse.

The roof on your home has one major job: To protect the persons and things inside your home. When they are compromised, poorly built, or maintenance has lacked, it can negatively affect how well it can do that one job. The one thing that will tell you it can’t do its job is a leaking roof.   

There are things that can cause your roof to not be able to do that one major job. Hailstorms, high winds, ice/snow, and heavy rain can damage your roof, disabling it from doing what it was intended for it to do. No, not every time there is hail, ice, rain, snow or wind will your roof be damaged, but over time, with repeated episodes and neglect by you, a leaking roof is sure to happen. 

Any roofing contractor will tell you that the things most likely to cause a leaking roof are storm damage, neglect of maintenance, and/or poor roof installation. When a leaking roof is left unaddressed, five things can happen to your home: 

  • Mold: When water is left standing for a period, even just a few days, mold begins to form and grow. Before long, your whole house has a mold infestation. When a leaking roof isn’t repaired immediately, the attic, ceiling, and walls will have mold take them over.
  • Interior: A leaking roof is first noticed on the ceiling than the walls with bubbling and stains.  
  • Structural: Not only will the ceilings and walls be bubbled and stained, but they become weakened and your home’s integrity is compromised. The fascia, soffit, trim, wall framing, and more become damaged, paint starts to peel, the damage begins to seem endless.
  • Higher Utilities: Your utility bills will begin increasing because leaking roof damage the insulation and your HVAC system must work harder.
  • Fire Hazard: With the possibility of that leaking roof letting water encounter the electrical components in the attic and living areas of your home, it becomes a fire hazard.

Can leaking ceiling collapse?

A leaking roof is easy to notice, but if not addressed, yes, it can build up enough weight from the water and collapse. Typically, you’ll hear water dripping or you see a spot on the ceiling that looks wet and is getting bigger. This doesn’t mean it is panic time, but it is time to pay attention and act before it gets worse. 

First, place something to catch the rain under the area of the ceiling that looks wet and place a plastic tarp or towel under that to catch splatters. Any electronics, furniture, and pictures water could damage should be moved, unplugging the electronics. 

If the leak appears to be spreading on the ceiling but hasn’t busted through, using a screwdriver, poke a small hole in the center of the stain and let the water drain into the bucket you placed on the floor. If the bucket is filling up and the water still coming, get a second bucket, pour the first one out and alternate accordingly. This will control the leaking roof so it doesn’t pool-up, get heavy, and the ceiling collapse.   

Your next step should be to call a roofing contractor. They will find the source of the leak, offer you suggestions on how to repair it or advise if a new roof is needed instead. In rare cases, typically in a multi-story home, a leak from the 2nd or 3rd floor is not always from a leaking roof. It can sometimes be a plumbing issue. In that case, the roofing contractor will advise you of that situation and possibly know a plumbing contractor to recommend that will inspect the source and provide a solution and quote.

How do you fix a leaky tile roof?

With concrete tile, fiber cement, or tile roofing materials, leaking is from cracking. An occasional broken or cracked tile can be repaired by the homeowner, but anything larger should only be repaired by an experienced roofing contractor. A small crack or holes can be repaired following these simple steps: 

  1. Using a wire brush, scrub the area where the broken or cracked tile is located.
  2. Use plastic roofing cement to fill that area to seal the cracked tile.

If the tile is beyond repairing with those steps, you can replace the tile following these steps:

  1. Pry up the tile(s) just above the cracked or broken one, then the broken one(s). Pry the nails out as well.
  2. Spread roofing cement under the replacement tile(s) and slide into place.
  3. Press gently on the tiles so they fit snug.

If you have a tile leaking roof, it is probably the membrane under the tile. This can be repaired once you find the source of the leak. Again, we recommend hiring a professional roofing contractor to do this work. It will be correct and if there are any issues afterward, you’ll have a warranty.

Will a leaky roof cause mold?

A leaking roof will cause mold and not just mold, but two types of that nasty stuff! Systemic mold that occurs when enough moisture has built up in the attic to be a source for mold growth.  Then there is limited growth mold that occurs when there is enough ventilation in the attic to exhaust any additional moisture the leaking roof has caused.

leak in ceiling affecting wall, visible water damage

Is a leaking roof covered by insurance?

A standard homeowner’s insurance policy covers any leaking roof when it has been caused by a peril such as a hailstorm, high winds, or other debris landing on the roof. When an insurance policy denies coverage, there is clear gross negligence by the homeowner. Your home is a valuable asset, and the roof protects that asset. Even the most minor leaking roof needs immediate attention. The longer it is left to leak, the worse it will get and the more problems, expensive problems it can create. Call Professional Roofing Systems today at (281) 338-7663 for repair of your leaking roof in League City, TX.

How Do I Fix a Hole in My Roof?

A Roofer Repairs a Roof With a Nail Gun.

How to fix a hole in your roof

Summer has ended and winter is quickly approaching. Is your roof ready? Have you made a visual inspection to see if it may need roof repair or replacement before the first snowstorm? It is better to find any possible problems and get them repaired now instead of making roof repair on a cold day with ice on the road. Roof repair is never fun, but it is even less fun when the weather is cold and wet. 

By performing regular inspections, you can repair roof by replacing it for less money and less time. When you find possible problems that require roof repair, what is it that caused the problem? For any responsible homeowner, roof repair is important, and there are many questions to which Professional Roofing Systems has answers and suggestions here. For more information or to schedule services call (281) 338-7663.

What to do if your roof is leaking?

When is the best time for your roof to spring a leak and roof repair is needed? Never. There is never a convenient time for this inconvenience. As a homeowner that experiences a roof leak, there are steps you can do that will minimize the damage, and that will minimize the cost for repair and prevent leaks. 

  • WATER DAMAGE: After you have found an active roof leak, the first thing you need to do is lessen possible water damage. This can be done by moving belongings and furniture out of the way and place plastic covers over it.  
  • WATER CONTAINED: Place buckets and any waterproof container under the leaking area to catch any more water leaking, placing old clothing or towels to catch the splatters. Pin a string on the ceiling where the leak is at to a bucket to direct the water to the bucket. If there are any bubbles in the paint, puncture it so that it releases the water and flows to the bucket. 
  • WATER REMOVAL: After you have the leak controlled, proceed with drying out the carpeting, drapes, furniture, rugs, woodwork, and anything that appears to have been exposed to water. This will minimize possible water staining and mold taking root and growing. Carpeting and rugs should be pulled up as well as the padding. If the job is too massive for you, call a professional extraction company. 
  • CALL YOUR HOMEOWNER’S INSURANCE COMPANY: If there is possibility of heavy, severe damage, you need to call your homeowner’s insurance agent. The damage may not be covered by a leaking roof, but that one phone call could put your mind at ease if they tell you the roof repair is covered or not. 
  • AFTER ALL IS UNDER CONTROL: Your next task is to get the roof fixed. Your homeowner’s insurance company may have roofing contractors to recommend, or you can find one on your own to make the roof repairs or replacement. Make sure they are certified, licensed, local, and can supply you current/recent customer references. 

Is roof damage covered by insurance?

This is the most frequently asked question, and the answer is never a yes or no. It depends on the cause of the roof damage. Homeowner’s insurance may cover roof repair or replacement if a natural peril like a hailstorm or wind damage like a tree limb or other debris created it. 

Some homeowner’s insurance policy excludes hail and wind, so the time to find out what your policy offer is before it happens. Homeowner insurance policies do not cover any roof repair from damage caused by homeowner neglect. 

Can I fix roof leak from inside?

Yes, but it should only be a temporary roof repair until you can have a professional roofing contractor do the job properly and permanently. The first thing you need to do is to divert the water coming through the leak. This area will need to have time to dry out before you can make the temporary repair. You can create a diversion by pushing a nail in the hole to attract the water and redirect it to one direction. In the area where you are redirecting the water, place a plastic container to catch the water. You must check it and empty it as it fills. 

Once this area has dried, and you have found where the leak is found, draw a chalk line around it for future reference the professional contractor can use as a starting point for a roof repair. Next, smear a liberal but smooth amount of caulk or roof patch compound with a scraper, covering the whole area. Every homeowner should have a storage cabinet with these materials in it and ready, just for situations like this. 

Is a roof leak an emergency?

If there is water dripping or pouring into the house, then yes, it is an emergency. If the roof has a major hole or has been ripped off during a storm, that is an emergency. If you’ve just noticed a mildew odor in an area of the house, but you’re not seeing any leak, this isn’t an emergency. However, sooner than later, you need to have a professional roofing contractor do an inspection and determine if a roof repair is enough or if you need a roof replacement. 

Will a leaking roof collapse?

Yes, if it becomes wet enough and has the weight of ice, rain, or snow sitting on it. If a roof repair or replacement has not been done to fix a leak, it will eventually soak through the roof frame, attic flooring, and come through the ceiling. If large enough, it can affect the stability of the walls. 

Closing the roof on this piece

When it comes to your home, the roof may be the most important component. Your attention to the well-being of it is essential in keeping your home safe and sound. For something that important, using the services of a professional roofing contractor for roof repair or replacement is the best action you can take.

Roofer Repair a Roof

Give us a call

If your roof is leaking and you need professional roof repair in League City, TX, give the team at Professional Roofing Systems. Never hesitate when it comes to roof repair and call us today at (281) 338-7663.